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Exploring the Difference Between SSDI and SSI

Last updated 2 years ago

Social security is a public program that utilizes public funds to ensure economic security and provide supplemental income to elderly or disabled individuals. While an experienced social security lawyer can help you apply for benefits, it is important to educate yourself on the difference between SSDI and SSI benefits. Read on to learn more about these two safety-net programs.

Social Security Disability Insurance
Social security disability insurance, or SSDI, refers to a benefit program available to injured employees who have earned credits based on their taxable work income, as well as individuals who are blind or disabled, widowers, and adults who have had an existing disability since childhood. Candidates for this type of insurance must fall under the Social Security Administration’s definition of disabled, in which your condition prevents you from doing the work you did before, you cannot adjust your work or find another position due to your condition, and your disability will last for at least one year.

Supplemental Security Income
SSI, also known as Supplemental Security Income, is another publicly-funded program designed to provide regular income to individuals with limited income, those who are over age 65, and those who are blind or disabled. Fortunately, SSI benefits can still be obtained even if you already collect payments from Medicaid. While the monthly payment for SSI benefits will vary based on the maximum federal benefit rate, SSI benefits are available to U.S. citizens, nationals, and certain categories of aliens that meet the above requirements.

A number of individuals are denied their rightful SSDI or SSI benefits at the initial level, but that does not mean they cannot still obtain compensation. An experienced social security lawyer will not only help determine your eligibility but will also help appeal your case if you initial application is denied.

Whether you are interested in applying for SSDI benefits, SSI benefits, or need to file a workers’ compensation claim, the attorneys with Krasno Krasno & Onwudinjo are here to help. Learn more about our services by contacting our social security lawyers and workers’ compensation attorneys at (888) 774-9695.

 

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