Last updated 1 day 14 hours ago
According to a November report by the Office of Management and Budget, the government shutdown last October resulted in widespread financial costs. In particular, the government paid federal workers $2 billion not to work. Though the shutdown only lasted 16 days, federal employees missed a total of 6.6 million workdays.
While the government shutdown was widely criticized for closing national parks, preventing AmeriCorps service signups, and delaying Head Start programs, it also affected the Social Security benefits for millions of Americans. During the shutdown, an estimated 60,000 people were unable to apply for Social Security cards each day, which may have prevented them from getting a loan to work or open a bank account. Even though it was difficult for people to apply for Social Security benefits, people already receiving this supplemental income still got their checks on time.
To learn more about laws and regulations affecting Social Security disability in Philadelphia, contact Krasno Krasno & Onwudinjo at (215) 253-7629. We structure our cases with a client’s best interests at heart, beginning with a free initial consultation.
Last updated 5 days ago
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Last updated 6 days ago
You’re eligible to collect your Social Security benefits as early as age 62 or as late as age 70. However, the monthly amount you are entitled to collect depends on the age you start receiving your Social Security benefits. Everyone’s financial situation is different, so it’s important to consider your unique financial circumstances when determining when to start collecting your Social Security benefits.
Starting benefits early
If you choose to collect Social Security before retirement, your benefits will be reduced based on the number of months you began to receive benefits before reaching your full retirement age. However, your benefit reduction also depends on the year you were born. For example, the maximum benefit reduction at age 62 is 25 percent if you turn 62 by 2013. If you were born after 1959, the maximum reduction amount is 30 percent.
Waiting until full retirement age
If you choose to collect benefits early, some of your benefits might be withheld if you have excess earnings. But, after you reach full retirement age, the Social Security Administration will recalculate your benefit amount. This gives you credit for months in which you didn’t receive your full benefits because you had additional income. If you choose to wait until full retirement age to collect benefits in the first place, then your benefits won’t be reduced.
You can apply for retirement benefits and then request your payments be suspended if you are at the full retirement age. This allows your spouse to receive a spouse’s benefit while you continue to earn delayed retirement credits until the age of 70. After you reach the age of 70, you don’t receive any additional benefits for continuing to delay collecting Social Security benefits.
Call (215) 253-7629 to schedule a free consultation with Krasno Krasno & Onwudinjo of Philadelphia. Our Social Security lawyers genuinely care about our clients’ best interests and helping them achieve the best possible outcome in their cases. As one of our clients, you will have an experienced attorney by your side each step of the legal process.
Last updated 8 days ago
The Pennsylvania Workers’ Compensation Act provides medical expense coverage and wage-loss compensation benefits to people who sustain on-the-job injuries or work-related illnesses. In the event that a worker suffers a fatal injury or illness, his or her dependent survivors are also eligible for benefits. Either a private insurance company or a State Workers’ Insurance Fund self-insured employer pays benefits to an injured worker or his or her family.
Any hospital and medical expenses that are necessary to identify or treat work-related injuries are covered by workers’ compensation benefits. Even though exact medical coverage varies by state, workers’ compensation typically covers doctor visits, medication, and surgeries. Additionally, workers’ compensation typically covers the cost of necessary equipment, such as wheelchairs or special vehicles. In some states, workers’ compensation can help pay for other treatment services like counseling, pain therapy, and acupuncture.
Workers’ compensation insurance covers medical and therapeutic care that an injured worker needs to recover from his or her injury or illness. It also covers any training needed for a worker to regain the necessary skills to return to work. However, if an injury or illness prevents a worker from returning to his or her former job, rehabilitation benefits can also pay for an evaluation, retraining, or other expenses to help him or her qualify for a new job.
Disability benefits are meant to compensate an injured worker for lost wages when an injury makes it impossible for him or her to perform a prior job. Disabilities fall into four different categories depending on whether they are full, partial, temporary, or permanent. The amount of disability benefits that an injured worker can receive depends on the amount he or she was earning prior to the injury as well as the length of time the injury prevents returning to work.
Workers’ compensation benefits vary by state, so it’s important to discuss your eligibility with a workers’ compensation lawyer in your area. Krasno Krasno & Onwudinjo has more than 76 years of experience representing injured workers in Philadelphia. Call (215) 253-7629 to schedule a free consultation.
Last updated 11 days ago
Vocational rehabilitation is a federal program that allows people who have developed physical or mental disabilities gain the skills needed to keep their jobs. If an injured worker is eligible for disability benefits, he or she is still eligible to receive vocational rehabilitation. This allows someone who sustains a work-related injury to gain the skills he or she needs to return to work or adjust to a new line of work.
Under the Ticket to Work program, injured workers are eligible to receive free vocational services from his or her choice of provider. For example, a worker can seek services from the Employment Network or a State Vocational Rehabilitation agency. Once a worker locates an agency to work with, the agency will coordinate and provide appropriate training services. This enables a disabled worker to learn the skills needed to maintain an employment position. Services included in the Ticket to Work program are career training, career counseling, job placement, and vocational rehabilitation.
If you suffer a work-related injury, Krasno Krasno & Onwudinjo can help you understand your workers’ compensation benefits. To speak with a Philadelphia workers’ compensation attorney, call us at (215) 253-7629.